Rideshare Injury

Uber & Lyft Accidents

Rideshare accidents present uniquely complex legal and insurance challenges. Unlike a standard car accident — where one driver's insurance policy typically applies — an Uber or Lyft accident involves multiple layers of potential coverage and multiple potentially liable parties. The available insurance depends heavily on what the rideshare driver was doing at the exact moment of the crash: logged out of the app, logged in and waiting for a ride request, en route to pick up a passenger, or actively transporting a passenger.

Understanding Rideshare Insurance Coverage

• Uber and Lyft carry up to $1 million in liability coverage when a ride is active and a passenger is in the vehicle
• The driver's personal auto insurance may also apply depending on the circumstances
• Determining which insurance policy applies is complex — it depends on whether the driver was logged into the app, waiting for a ride, or actively transporting a passenger at the time of the crash
• Crashes can involve rideshare driver negligence, third-party driver negligence, or a combination of both

How Yadegar Law Firm Helps

We investigate the driver's app status at the time of the crash — preserving digital evidence before it can be deleted or overwritten. We identify every applicable insurance policy, from the driver's personal coverage to the rideshare company's contingent and primary liability policies. Our firm ensures that the full scope of available coverage is pursued, negotiating with multiple insurers in parallel and, when necessary, litigating to resolve disputes over which policy applies and how much compensation is owed.